1. INTRODUCTION

This website (Site) is operated by hicoachkai LLC / EIN: 32-0803106 (we, our or us), a limited liability company organized under the laws of Wyoming, United States. It is available at: hicoachkai.com and may be available through other addresses or channels.

Acceptance: By accessing and/or using our Site, you agree to these Terms of Use. Please read these Terms carefully and immediately cease using our Site if you do not agree to them.

2. VARIATIONS AND UPDATES

We may, at any time and at our discretion, update these Terms by publishing the revised terms on our Site. We recommend you check our Site regularly to ensure you are aware of our current terms. Materials and information on this Site (Content) are subject to change without notice. We do not undertake to keep our Site up-to-date and we are not liable if any Content is inaccurate or out-of-date.

3. LICENCE TO USE OUR SITE

We grant you a non-exclusive, royalty-free, revocable, worldwide, non-transferable license to use our Site in accordance with these Terms. All other uses are prohibited without our prior written consent.

4. PROHIBITED CONDUCT

You must not do or attempt to do anything that is unlawful, prohibited by any laws applicable to our Site, which we would consider inappropriate, or which might bring us or our Site into disrepute, including:

(a) anything that would constitute a breach of an individual's privacy or any other legal rights;

b) using our Site to defame, harass, threaten, menace or offend any person;

(c) interfering with any user using our Site;

(d) tampering with or modifying our Site, transmitting viruses or other disabling features;

(e) using our Site to send unsolicited email messages or spam;

(f) engaging in any activity that violates applicable federal, state, or local laws; or

(g) facilitating or assisting a third party to do any of the above acts.

5. EXCLUSION OF COMPETITORS

You are prohibited from using our Site, including the Content, in any way that competes with our business or attempts to replicate our services without authorization.

6. NO COMMERCIAL USE BY OTHERS

Our Site is for your personal, non-commercial use only. You must not use our Site, or any of the Content, for commercial purposes without obtaining a written license to do so from us.

7. INFORMATION DISCLAIMER

The Content is for general information purposes only. It does not take into account your specific needs, objectives or circumstances, and it is not professional advice. While we use reasonable attempts to ensure the accuracy and completeness of the Content, we make no representation or warranty in relation to it, to the maximum extent permitted by law.

Professional Services Disclaimer: If we provide coaching, consulting, or advisory services, such services are for informational and educational purposes only and do not constitute professional advice. You should consult with appropriate professionals for specific advice tailored to your situation.

8. INTELLECTUAL PROPERTY RIGHTS

Unless otherwise indicated, we own or license all rights, title and interest (including intellectual property rights) in our Site and all of the Content. You must not:

(a) copy or use, in whole or in part, any Content without permission;

(b) reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate any Content to any third party;

(c) reverse engineer, decompile, or disassemble any software or technology on our Site;

(d) remove or alter any copyright, trademark, or other proprietary notices; or

(e) breach any intellectual property rights connected with our Site or the Content.

9. USER CONTENT

If you post, upload, publish, submit or transmit content (User Content) on our Site, you grant to us a worldwide, irrevocable, perpetual, non-exclusive, transferable, royalty-free license to use, copy, modify, distribute, publicly display, and publicly perform the User Content.

You agree that you are solely responsible for all User Content and represent that:

(a) you own all rights to the User Content or have necessary permissions; and

(b) the User Content will not infringe third party rights or violate any applicable law.

We may, at any time, remove any User Content at our sole discretion without notice.

10. THIRD PARTY LINKS

Our Site may contain links to third-party websites. We do not control, endorse or approve, and are not responsible for, the content on those websites. You should make your own investigations regarding the suitability of those websites.

We do not endorse or approve, and are not responsible for, any User Content. We may, at any time (at our sole discretion), remove any User Content.

11. DISCLAIMERS AND WARRANTIES

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE MAKE NO REPRESENTATIONS OR WARRANTIES ABOUT OUR SITE OR THE CONTENT, INCLUDING THAT:

(a) THEY ARE COMPLETE, ACCURATE, RELIABLE, UP-TO-DATE AND SUITABLE FOR ANY PARTICULAR PURPOSE;

(b) ACCESS WILL BE UNINTERRUPTED, ERROR-FREE OR FREE FROM VIRUSES; OR

(c) OUR SITE WILL BE SECURE.

YOU USE OUR SITE AND THE CONTENT AT YOUR OWN RISK. OUR SITE AND CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND.

12. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL WE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR USE OF OUR SITE.

OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATING TO THESE TERMS OR YOUR USE OF OUR SITE SHALL NOT EXCEED $100 OR THE AMOUNT YOU PAID US IN THE TWELVE MONTHS PRECEDING THE CLAIM, WHICHEVER IS GREATER.

13. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless hicoachkai LLC, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses arising from:

(a) your use of our Site;

(b) your violation of these Terms;

(c) your violation of any third party rights; or

(d) any User Content you provide.

14. TERMINATION

These Terms are effective until terminated by us, which we may do at any time and without notice to you. Upon termination, your right to use our Site will cease immediately, and all restrictions imposed on you by these Terms will survive.

15. DISPUTE RESOLUTION

Informal Resolution

Before filing any formal dispute, you agree to first contact us at [EMAIL ADDRESS] to attempt to resolve the dispute informally.

Binding Arbitration

Any dispute arising from these Terms or your use of our Site shall be resolved through binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules. The arbitration shall take place in Wyoming, and the arbitrator's decision shall be final and binding.

Class Action Waiver

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

16. JURISDICTION AND GOVERNING LAW

Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Wyoming and the federal laws of the United States, without regard to conflict of law principles.

Jurisdiction

Subject to the arbitration provision above, any legal action or proceeding arising from these Terms shall be brought exclusively in the courts of Wyoming, and you consent to the jurisdiction of such courts.

International Users

Our Site may be accessed from countries outside the United States. If you access our Site from outside the United States, you do so at your own risk and are responsible for complying with local laws.

17. SEVERABILITY

If any provision of these Terms is held to be void, invalid, illegal or unenforceable, the remaining provisions shall remain in full force and effect, and the invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

18. ENTIRE AGREEMENT

These Terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding your use of our Site and supersede all prior agreements and understandings.

19. CONTACT INFORMATION

For any questions about these Terms, please contact us at:

hicoachkai LLC

Contact: Kai Tai Kevin Qiu Email: [email protected]